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Saaf integrates with Xactus


Saaf integrates with Xactus data verification, credit

Saaf is proud to announce a partnership with Xactus, a trailblazer in mortgage verification innovation. This collaboration marks a significant step forward in digital mortgage origination, as Saaf is building robust API connections to digital data sources like Xactus. These integrations are key to delivering faster, more accurate, and superior origination solutions to our clients. By tapping into Xactus's extensive suite of verification services, Saaf is poised to streamline the mortgage process, reduce risk, and provide an unparalleled experience in the mortgage industry.


Who is Xactus?

Xactus is a powerhouse in the mortgage verification industry, formed by merging seven top mortgage verification companies. With a legacy spanning 75 years, Xactus serves over 6,500 clients across the United States, supported by a robust team of over 500 employees. Their mission is to advance the modern mortgage process through digital transformation and proprietary technology.


Key Services Offered by Xactus

  1. Credit Solutions

    Xactus provides comprehensive credit solutions that ensure seamless management of credit-related processes. This service will support Saaf's credit management, making it easier to handle credit evaluations and approvals.

  2. Verifications

    Fast and accurate verification services are crucial in the mortgage industry. Xactus offers verification of income & employment via The Work Number® and Experian Verify™, verification of tax transcripts via Halcyon and verification of assets/deposits via AccountCheck® and Finicity®, significantly reducing risk for lenders. This will enable Saaf to process applications more efficiently and with greater accuracy.

  3. Fraud & Quality Control (QC)

    Fraud prevention and quality control are paramount in safeguarding information and protecting consumers. Xactus delivers robust reporting solutions that help prevent fraud and ensure the integrity of the mortgage process.

  4. Property Solutions

    Accurate property appraisals and valuations are essential for mortgage origination. Xactus enhances the accuracy of these appraisals through fast and reliable reporting, ensuring that Saaf can provide precise property valuations to our clients.


The Technology Behind Saaf’s Xactus PartnershipAPI Integrations

One of the standout features of Saaf's mortgage origination platform is its API integrations. These integrations automate various processes by providing accurate information for data-driven decision making. Ability to tap into Xactus’ data solutions and services via API will allow Saaf to approve loans within minutes, enhancing client profitability and service quality.


Benefits of the Partnership

  • Digital Data Drives Automation

    Saaf's digital mortgage solution is transforming lending, enabling lenders to close more loans quickly and enhance profitability by creating automated workflows to get required data and run underwriting checks. Saaf’s integration with Xactus’ Modern Mortgage Verification Suite is a game-changer as it transforms verifications moving it away from paper based processes to digital data (JSON and XML). This will reduce risk of fraud or manual errors, and increase capacity.

  • Enhanced Profitability

    By leveraging Xactus's proprietary verification technology, Saaf can increase loan volumes, drive efficiency, and enhance margins for lenders. This partnership is a significant step towards achieving our product goals and providing superior service to our clients.


The partnership between Saaf and Xactus is poised to revolutionize the mortgage origination process. This collaboration underscores Saaf's commitment to providing superior consumer experiences and moving the industry towards truly digital mortgages.


Are you ready to experience the future of mortgage origination? Contact Saaf (info@saaffinance.com) today to learn more about how our partnership with Xactus can benefit you.

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