Fast RTL Closings Start with Smarter Underwriting

How manual underwriting is costing you deals

In today’s fast-moving Fix & Flip and Residential Transition Loan (RTL) markets, slow underwriting isn’t just inconvenient—it hits the bottom line. Brokers move fast. If your processor's are still manually gathering/pulling rent rolls, ARVs, and exit strategy notes, you might never know how many deals you’ve lost.

The result? A classic Catch-22: move too slowly and lose volume. Move too quickly, and underwriting suffers. Most lenders are stuck right in the middle—neither fast nor precise enough.

Why speed alone isn't enough

Fast decisions can backfire if they’re not accurate. Rushed underwriting leads to overlooked risks, ill-informed credit decisions, inconsistent scoring, and lost trust among brokers and borrowers alike.

Meet Saaf’s AI Underwriter—Your team, but supercharged

Here’s how smart automation empowers originations: 

Speed	Precision	Scale
Decisions in minutes instead of hours	Risk flagged, experience scored, exit viability assessed	10× more scalable than manual reviews

It’s not just a software. It’s an underwriter that:

• Flags risks and flags inexperienced or risky borrowers

• Pulls comprehensive property profiles and exit strategy summaries

• Delivers fast, audit-ready decisions—without new hires

Consider these metrics (using Saaf’s standard benchmarks):

• 80% faster than a traditional manual review

• 10× scalability across loan volume

• 60% cost reduction on underwriting

Want to test your speed?

Ask yourself: What’s your turn times on RTL or Fix & Flip underwriting today?

If you think automation can help, you’re not wrong. With Saaf, lenders deliver faster—and smarter—underwriting, every time.

Ready to speed up underwriting without compromising quality? Learn how Saaf does it. Click here for Demo.